CRIME BRANCH HAS BUSTED ONLINE CREDIT CARD FRAUD. GANG OF CHEATS BEING RUN BY MASTERS OF COMPUTER APPLICATION (MCA)

Crime Branch has busted a gang of cheats in Credit Card fraud with the arrest of 2 notorious cheats (i) Jay Shankar (28 yrs) s/o Devi Singh Kushwah r/o Present Address: H.No.59, House of Rajesh Sharma, Khasra No.1285/439/195, 2^nd floor, West Motiya Bagh, Sarai Rohilla, New Delhi, Permanent Address: H.No. 115, Singhpur, Village Kosa, Tehsil & PS Dabra, District Gwalior, MP, (ii) Rajesh Rawat (28 yrs) s/o Raghu Nath Singh Rawat r/o Present Address: H.No. 59, House of Rajesh Sharma, Khasra No.1285/439/195, 2^nd floor, West Motiya Bagh, Sarai Rohilla, New Delhi, Permanent Address: H.No.220, Village: Vahgawan, PS Sihore, District Shivpuri, MP. With the arrest of accused person, case FIR No.228/16 u/s 420 IPC, PS Kalkaji, Delhi has been worked out.

INCIDENT:-

In the present matter, a businessman Mr. Gautam was duped of Rs. 2,52,496/-. On 08/04/2016, he came to know that someone has fraudulently used his credit card for online transaction. There were 2 transactions made by culprits. One was with Flipkart worth Rs. 1,27,516/- and second was with Snapdeal worth Rs. 1,24,980/-. Both transactions were made online. In this respect case FIR No. 228/2016 dated 08/04/2016 PS Kalkaji, New Delhi was registered and investigation was taken up by local police.

During investigation, it came to notice that without the knowledge of victim, accused persons had got issued duplicate SIM Card of victim blocking original SIM of victim. Considering gravity of the issuance of duplicate SIM of victim without his knowledge, Crime Branch swung into action immediately and after continuous efforts succeeded in apprehension of the accused persons.

INFORMATION,TEAM AND OPERATION: -

Working on the above gang, Crime Branch developed an input that a racket indulged in online Credit Card fraud cheated and has several innocent persons all over India on the pretext of providing new credit card with enhanced credit limit, is active in Delhi and NCR. Accordingly, a team led by Inspr. Atul Tyagi and comprising SI Sanjay Kumar, HCs Virender, Hemender, Cts Rakesh, Surender and Pankaj was constituted to nab the criminals under the close supervision of ACP Ishwar Singh and overall guidance of DCP Bhisham Singh.

On 1.07.2016, the team got a tip regarding the presence of accused Jai Shankar near Videocon Tower, Jhandewalan, Delhi. The team acted swiftly upon the tip and arrested accused Jay Shankar. Further, accused Rajesh was apprehended at the instance of apprehended accused Jay Shankar from area of Motiya Bagh. To nab the accused the extended assistance was received from cellular companies, banks, e-shopping website officials.

MODUS OPERANDI: -

          In the present matter, accused had unique and daring Modus Operandi. They got information through “Justdial” regarding customers, who were interested in getting new credit cards with enhanced limit. They used to visit them and during visit they obtained details of their existing Credit cards along with customers’ IDs. Later on, they visited the site of Delhi Police for online registration of NCR of registered mobile phone number of that customer with bank. Once online NCR is registered, immediately they used to contact customer care of concerned cellular company and report to block their lost SIM so that victim could not get SMS alert of upcoming online transaction in the sequence of commission of online fraud.

          After blocking of original SIM of victim, they visited the outlet of cellular company and on the basis of copy of original ID of victim they obtained the duplicate SIM. Before online transaction they also cross checked the available limit of credit card of victim and as per available limit they used to purchase gold coins online through Amazon, Snapdeal, Flipkart etc. At all times they received delivery of gold coins on the way because they mentioned incomplete address at the time of order. Following the SMS alert services of websites they call the delivery boy at nearby place of address mentioned in order. They are fond of purchasing gold coins because it is easy to sell gold coins in open market in presence of e-bills. They had sold gold coins on the outlet of “Cash for Gold in Delhi.”

          Till now, five other victims have been identified. They have already lodged their complaint with local police. Efforts are being made to locate other victims with the help of CDR analysis and data of e-shopping websites.

PROFILE:-

1.           Jay Shankar Kushwah belongs to Gwalior, MP, who is presently residing in Motiya Bagh, Delhi. He has completed his MCA from Information Technology & Management Institute, Gwalior, MP in 2013 and started his career as a Java Developer in a company, “G.A. Digital” at Indirapuram, Ghaziabad, UP. He claimed that being Java Developer in this company, he prepared software programme for 12 Delhi Govt. Hospitals, which are being used for OPD/Admission/Emergency slips issuing but after some time he left the  job and joined another company “Systek Solution” as Manager in Shakarpur, Delhi. This company was working in issuing postpaid connections i.e. issuing SIM Cards of Vodafone and Idea.

 During that period he learnt the process of issuing duplicate SIM Cards etc.  He joined another company “OM SAI FINANCE” as sales executive, where he met one Pankaj. This company used to deal with Credit Cards of HDFC and ICICI. He used to collect and store all IDs and photographs of cancelled forms with intend to commit fraud in future.

Meanwhile, Jay Shankar Kushwah alongwith Rajesh Rawat got registered his own company in the name of “J2K SYSTEM PVT. LTD.”, which is only on papers. On that basis he got registered his mobile number 8745049060 with “JUSTDIAL” and started getting requests of persons in the form of SMS alerts from JUSTDIAL, who were interested to avail enhanced Credit Cards limit. To prepare fake IDs he purchased computer/printer/scanner and started preparing fake IDs. He had worked with several companies. He used to obtain existing Credit Card details and IDs of victims on the pretext of issuing new Credit Card and used these details to get duplicate SIM Card and online shopping with Amazon, Snapdeal and Flipkart etc. They used to purchase gold coins from the cheated amount and sold it at the outlets of “Cash for Gold” in Delhi. As it was easy for them to sell because they were having bills/Invoice of e-shopping.

2.           Rajesh Rawat belongs to Shivpuri, MP, who is presently residing in Motiya Bagh, Delhi area. He has completed his MCA from IPS Academy, Indore, MP in 2014. He had completed his BCA from Royal College of Dabra, MP, where he was classmate of accused Jay Shankar Kushwah. He started his career in a “Opusys Technology” company in 2014 in Noida, UP. Later on he joined another company “Systek Solution” with Jay Shankar in Shakarpur, Delhi. He used same modus operandi as used by his associate Jay Shankar. Till now, 5 victims have been identified

RECOVERY:-

·                    2 Gold Coins (10 gm + 5 gm)

·                    One Computer

·                    One Printer & Scanner

·                    Several Fake IDs (Aadhar Cards)

·                    9 Mobile phones

·                    22 SIM cards issued on fake/fictitious IDs.

·                    4 Dongles

·                    77 Photographs of different persons to be used in issuing fake SIM Cards.

·                    Other incriminating documents and material.