Notorious Cheat/Imposter Held: Guilty Of Cheating Banks By Obtaining Car Loans Using Forged Documents/Fake IDs

South East District Delhi Police has arrested a notorious cheat/imposter guilty of cheating nationalized Banks by obtaining car loans using fake indemnity bonds, using different names and producing fake bank statements. Various PAN Cards, Identity Cards, loan applications, fake account statements of different banks, stamps of different banks & financial institution and one Samsung Tab having fake data stored therein have been recovered. Two luxury cars have also been recovered that were purchased on loan from nationalized banks using forged documents.

          On 18.02.15 a complaint was received from one Sh. K. Subramanian, Branch Manager, State bank of India, Zamrudpur Branch, Greater Kailash Part-I, Delhi alleging therein that one person namely Vinay Kumar s/o Sh. Narsi Lal r/o Flat No. 20-B FF LIG DDA Flats Jasola Vihar, Delhi who is M.Tech from IIT, Delhi and is working on a senior post in IBM India Pvt. Ltd., Gurgaon had applied for Car Loan for purchasing Swift Dezire Car from Competent Automobile Pvt. Ltd. Bank officials suspected some foul play after which they verified from IBN Company and it was revealed that no such person is working there. During further verification, it was revealed that applicant Vinay Kumar had earlier also applied for loan from Defence Colony Branch of SBI in 2013 and the said loan account is NPA (Non Paying Account). Based upon this complaint, a cheating case vide FIR No. 79/15 dated 18.02.2015 was registered at PS Greater Kailash and investigation was taken up.

          A team was constituted for the investigation comprising Insp. Dalip Kumar, SI Ashok Giri, ASI Pradeep Kumar and Ct. Mantoo Pandey headed by Insp. Sandeep Ghai SHO/Greater Kailash under the supervision of Shri Deepak Yadav, ACP/Lajpat Nagar. During the course of investigation, accused Vinay Kumar @ Vikash Kumar @ Anish Satish @ Vinay V.Kumar S/o Sh. Narsi Lal R/o Flat No. 20-B FF LIG DDA Flats Jasola Vihar, New Delhi was called in SBI Jamroodpur on the pretext of disbursing him loan amount. As he came in the bank, he was apprehended.

On his interrogation, it was revealed that he had cheated several banks by obtaining car loans & other loans using fake documents, employment proofs and different PAN Cards that were procured using fake ITRs. Further, his house was searched from where several PAN cards were recovered in different names many of which were bearing his photographs in different poses. Besides, several I/D cards of IBM India Pvt. Ltd. showing him employee of the company at different levels, several applications Forms of different banks, Bank statements of different banks, forged/fake Pay Slips and passbooks & cheque books of various banks in different names were recovered.  One Samsung Tab was also recovered in which data of above mentioned forged documents was found. One Santro car and one Reynolts Duster car bought by him recently on the bases of car loans from two different banks in two different names using fake documents were also recovered. Apart from this, stamps of different banks & financial institutions were also recovered during the house search.

          Vinay Kumar S/o Sh. Narsi Lal R/o Flat No. 20-B FF LIG DDA Flats Jasola Vihar, New Delhi is 32 years old and a permanent resident of Vill. Singthoo, PS Man Pur, District Nalanda, Bihar. He has studied up to M.Tech (Computer Science) from Ramaiya Collage Bangalore. He has worked in Tyco Electronics Bangalore and IBM Pune/Banglore & Gurgaon at a junior level. Since he was not able to earn good salary, he planned to use his skills on computer and prepared different bank statements and other forged papers and started applying for loans in different nationalized banks.  He applied for PAN cards in different names & addresses and obtained 07 different PAN Cards which he used to cheat the banks. He targeted nationalized banks only as they don’t have a centralized system to trace the loan account. He is bald and uses artificial hair Vig to change his appearance in order to cheat the bank officials. He used 04 different names i.e. Vinay Kumar, Vikash Kumar, Anish Satish and Vinay V.Kumar to cheat the banks.

         

Recovery:

1.    07 PAN Cards of different names & PAN numbers with his photographs in different styles.

2.    03 Identity Cards of IBM India Pvt. Ltd. having different names & different employee code & designation with his photograph on all of them.

3.    One Samsung Tab with all the data of forged documents.

4.    One Santro car obtained with loan from Corporation Bank, Sarita Vihar

5.    One Reynolt Duster with temporary number obtained with loan from UCO Bank, Nehru Place.

6.    Various Loan Application Forms of different banks duly filled in different names with his photograph

7.    Bank statements of different banks showing high balance to cheat the banks

8.    Various Stamps of different banks, IBM Company and other financial institutions.

9.    Various debit cards of various banks.

10. Various Cheque Books and Pass Books of different banks in different names

11. Various Bills of purchase of Jewellery articles (yet to be verified which might have been purchased from the cheated amount)